NAICS UNIVERSITY · Free research for insurance agents
Other Food Crops Grown Under Cover
NAICS 111419 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in growing food crops (except mushrooms) under glass or protective cover.
Review the farm operation beyond the crop.
Other Food Crops Grown Under Cover combines production risks with equipment, premises and labor concerns. Review greenhouse and structure property, growing crop loss, equipment breakdown. Ask about custom work for others, storage and added processing; those activities need their own coverage discussion.
Questions to ask
- What types of crops are grown, and are any sold under a branded label or direct-to-consumer?
- Are growing systems hydroponic, traditional soil-based, or a mix — and how dependent are operations on mechanical climate control?
- What is the approximate replacement value of the greenhouse structures and growing equipment?
- Is the workforce year-round, seasonal, or a mix — and are any workers classified as agricultural employees under state law?
- Are there any on-site retail, farm stand, or visitor/agritourism components?
- For Other Food Crops Grown Under Cover, what should the underwriter know about operations with significant on-site retail sales, agritourism, or pick-your-own components that may not fit a pure agricultural program?
- For Other Food Crops Grown Under Cover, what should the underwriter know about prior crop loss or equipment breakdown claims, particularly recurring mechanical failures?
- For Other Food Crops Grown Under Cover, what should the underwriter know about hydroponic cannabis operations misclassified under food crop codes?
Activities described by this code
- Alfalfa sprout farming, grown under cover
- Melon farming, grown under cover
- Vegetable farming, grown under cover
- Hydroponic crop farming
- Fruit farming, grown under cover
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Operations in this class grow food crops — vegetables, fruits, sprouts, melons, and similar edibles — inside greenhouses, hoop houses, hydroponic facilities, or other controlled-environment structures. Day-to-day activities involve managing growing systems, climate controls, irrigation, pest management, and harvesting, with output typically sold wholesale to distributors, retailers, or directly to food service buyers.
Questions to investigate
- What types of crops are grown, and are any sold under a branded label or direct-to-consumer?
- Are growing systems hydroponic, traditional soil-based, or a mix — and how dependent are operations on mechanical climate control?
- What is the approximate replacement value of the greenhouse structures and growing equipment?
- Is the workforce year-round, seasonal, or a mix — and are any workers classified as agricultural employees under state law?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.