NAICS UNIVERSITY · Free research for insurance agents
Mushroom Production
NAICS 111411 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in growing mushrooms under cover in mines underground, or in other controlled environments.
Review the farm operation beyond the crop.
Mushroom Production combines production risks with equipment, premises and labor concerns. Review crop loss, equipment breakdown, property damage. Ask about custom work for others, storage and added processing; those activities need their own coverage discussion.
Questions to ask
- What type of growing environment is used — purpose-built structures, converted buildings, or underground/mine-based facilities?
- What climate control and refrigeration systems are in place, and is there backup or redundancy equipment?
- How is the product sold — wholesale only, food service, direct retail, or farmers markets?
- Is any on-site packing, labeling, or processing performed before product leaves the premises?
- What is the approximate annual crop value at peak production?
- Are there any agricultural employees, and how is workers' compensation currently handled?
- For Mushroom Production, what should the underwriter know about prior contamination events or food safety violations affecting harvested product?
- For Mushroom Production, what should the underwriter know about underground mine-based operations, which may introduce unique structural and liability considerations not typical of surface farms?
Activities described by this code
Other activities to examine
Census classification reference
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Compare another operationInsurance operations research — draft
Mushroom production establishments grow edible or specialty fungi in controlled environments — including climate-regulated buildings, underground mines, converted structures, or purpose-built growing houses — using substrate materials such as straw, wood chips, or composted materials. Operations typically involve inoculation, spawn run, fruiting, and harvest cycles, often with cold storage and packing on-site. Product may be sold wholesale to distributors, food service buyers, or retail channels.
Questions to investigate
- What type of growing environment is used — purpose-built structures, converted buildings, or underground/mine-based facilities?
- What climate control and refrigeration systems are in place, and is there backup or redundancy equipment?
- How is the product sold — wholesale only, food service, direct retail, or farmers markets?
- Is any on-site packing, labeling, or processing performed before product leaves the premises?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.