NAICS UNIVERSITY · Free research for insurance agents
Fruit and Tree Nut Combination Farming
NAICS 111336 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in growing a combination of fruit(s) and tree nut(s) with no one fruit (or family of fruit) or family of tree nuts accounting for one-half of the establishment's agricultural production (i.e., value of crops for market).
Review the farm operation beyond the crop.
Fruit and Tree Nut Combination Farming combines production risks with equipment, premises and labor concerns. Review crop loss, farm equipment and machinery, farm workers' compensation or farm employer liability. Ask about custom work for others, storage and added processing; those activities need their own coverage discussion.
Questions to ask
- What specific fruit and tree nut crops are grown, and what is the approximate revenue breakdown by crop type?
- Is federal multi-peril crop insurance currently in place, and through which approved insurance provider?
- How many seasonal and permanent employees are on payroll, and what is the typical peak crew size at harvest?
- Are there any agritourism activities, U-pick operations, roadside stands, or public access events on the property?
- Are there on-site packing, cold storage, or any value-added processing operations?
- For Fruit and Tree Nut Combination Farming, what should the underwriter know about significant agritourism, event hosting, or public access operations without disclosed liability coverage?
- For Fruit and Tree Nut Combination Farming, what should the underwriter know about on-site processing, cider production, or value-added operations that may exceed farm market appetite?
- For Fruit and Tree Nut Combination Farming, what should the underwriter know about large seasonal labor crews without proper farm employer liability or workers' compensation documentation?
Activities described by this code
Other activities to examine
Census classification reference
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Compare another operationInsurance operations research — draft
These operations grow a diversified mix of fruits and tree nuts — such as apples, pears, cherries, walnuts, pecans, or almonds — where no single crop family dominates production. Day-to-day activity involves orchard maintenance, irrigation, pruning, harvesting, and post-harvest handling. Operations may use seasonal labor, tractors, harvest equipment, and on-site storage or packing facilities.
Questions to investigate
- What specific fruit and tree nut crops are grown, and what is the approximate revenue breakdown by crop type?
- Is federal multi-peril crop insurance currently in place, and through which approved insurance provider?
- How many seasonal and permanent employees are on payroll, and what is the typical peak crew size at harvest?
- Are there any agritourism activities, U-pick operations, roadside stands, or public access events on the property?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.