NAICS UNIVERSITY · Free research for insurance agents
Citrus (except Orange) Groves
NAICS 111320 · United States · 2022 edition
This industry comprises establishments primarily engaged in growing citrus fruits (except oranges).
Review the farm operation beyond the crop.
Citrus (except Orange) Groves combines production risks with equipment, premises and labor concerns. Review crop loss, farm equipment, agricultural employer liability. Ask about custom work for others, storage and added processing; those activities need their own coverage discussion.
Questions to ask
- What citrus varieties are grown, and what is the approximate bearing acreage for each?
- Is multi-peril crop insurance currently in place, and at what coverage level?
- How many seasonal or permanent employees work on the grove, and how is harvest labor sourced — direct hire or through a labor contractor?
- What is the estimated current value of farm equipment and machinery on the operation?
- Are there any on-site packing, processing, or cold storage facilities?
- Has the operation experienced any significant crop losses, pest infestations, or disease events in recent years?
- For Citrus (except Orange) Groves, what should the underwriter know about grove located in a high freeze-risk or hurricane-exposed coastal area without adequate crop coverage in place?
- For Citrus (except Orange) Groves, what should the underwriter know about prior significant crop loss history or uninsured losses in recent years?
Activities described by this code
- Citrus groves (except oranges)
- Mandarin groves
- Grapefruit groves
- Tangelo groves
- Lemon groves
- Tangerine groves
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Citrus grove operations involve cultivating, tending, and harvesting citrus fruits — grapefruit, lemons, tangerines, mandarins, tangelos, and similar varieties — on agricultural land. Day-to-day activities typically include irrigation management, pest and disease control, pruning, fertilization, and seasonal harvest using hired or contracted labor. Fruit may be sold to packers, processors, or directly to buyers.
Questions to investigate
- What citrus varieties are grown, and what is the approximate bearing acreage for each?
- Is multi-peril crop insurance currently in place, and at what coverage level?
- How many seasonal or permanent employees work on the grove, and how is harvest labor sourced — direct hire or through a labor contractor?
- What is the estimated current value of farm equipment and machinery on the operation?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.