NAICS UNIVERSITY · Free research for insurance agents
One-Hour Photofinishing
NAICS 812922 · United States · 2022 edition
This U.S. industry comprises establishments known as "one-hour" photofinishing labs primarily engaged in developing film and/or making photographic slides, prints, and enlargements on a short turnaround or while-you- wait basis.
Start the review with customer property.
For One-Hour Photofinishing, the saved research highlights customer property, equipment breakdown, chemical exposure. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the lab process film on-site, offer digital-only printing, or both — and what equipment is involved?
- What is the estimated maximum value of customer film, memory cards, or digital files on the premises at any one time?
- Does the operation offer online order upload or maintain digital storage of customer image files?
- How are photographic processing chemicals stored and disposed of on-site?
- Does the operation offer pickup or delivery of orders, and do employees use personal or company vehicles for this?
- Are there any adjacent services offered — passport photos, photo restoration, photo gifts, or studio rentals?
- What is the current revenue trend — is the operation growing, stable, or declining?
- Any prior claims related to lost, damaged, or destroyed customer film or digital media?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
One-hour photofinishing labs develop film, produce prints, enlargements, and photographic slides for retail customers on a short-turnaround or while-you-wait basis. Operations typically involve automated film-processing machines, digital printing equipment, and chemical developing baths. Many locations also offer digital photo printing from memory cards, phones, or online uploads. These are generally small storefronts, often in strip malls or shopping centers.
Questions to investigate
- Does the lab process film on-site, offer digital-only printing, or both — and what equipment is involved?
- What is the estimated maximum value of customer film, memory cards, or digital files on the premises at any one time?
- Does the operation offer online order upload or maintain digital storage of customer image files?
- How are photographic processing chemicals stored and disposed of on-site?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.