NAICS UNIVERSITY · Free research for insurance agents

Reupholstery and Furniture Repair

NAICS 811420 · United States · 2022 edition

This industry comprises establishments primarily engaged in one or more of the following: (1) reupholstering furniture; (2) refinishing furniture; (3) repairing furniture; and (4) repairing and restoring furniture.

UW takeaway · AI logic + saved research

Start the review with customer property in care, custody, and control.

For Reupholstery and Furniture Repair, the saved research highlights customer property in care, custody, and control, completed operations, fire exposure. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.

Questions to ask

  1. What is the average value of customer furniture on the premises at any one time, and are any pieces antiques or high-value collector items?
  2. Does the shop offer pickup and delivery — and if so, what vehicles are used and by whom?
  3. Are any spray finishing, lacquering, or paint booth operations performed on-site?
  4. What flammable materials are stored on premises and in what quantities?
  5. Does the shop also sell new or used furniture, or is it strictly repair and reupholstery?
  6. Are there any home or on-site service calls at customer locations?
  7. What fire suppression and security systems are in place?
  8. Any prior losses involving customer property damage, fire, or completed-operations claims?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

Furniture repair and reupholstery shops take in customer-owned pieces — sofas, chairs, antiques, dining sets — and perform fabric replacement, frame repair, refinishing, staining, or full restoration. Work is typically performed on-site in a shop environment using solvents, stains, adhesives, and power tools, though some operations may offer pickup and delivery or limited on-site service calls at customer homes or businesses.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow