NAICS UNIVERSITY · Free research for insurance agents

Appliance Repair and Maintenance

NAICS 811412 · United States · 2022 edition

This U.S. industry comprises establishments primarily engaged in repairing and servicing household appliances without retailing new appliances, such as refrigerators, stoves, washing machines, clothes dryers, and room air- conditioners.

UW takeaway · AI logic + saved research

Start the review with completed operations.

For Appliance Repair and Maintenance, the saved research highlights completed operations, client-site property damage, employee injuries. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.

Questions to ask

  1. What types of appliances are serviced — strictly household units, or any commercial refrigeration or HVAC equipment?
  2. Is work performed at the customer's location, at a shop, or a mix of both?
  3. How many technicians are employed, and do any use personal vehicles for service calls?
  4. Does the business handle refrigerants, and if so, are technicians EPA 608 certified?
  5. What is the approximate value of tools, diagnostic equipment, and parts inventory carried in service vehicles?
  6. Is there any retail sale of new or used appliances alongside the repair operations?
  7. What does prior loss history look like, particularly completed-operations or water/fire damage claims?
  8. Are any technicians classified as independent contractors rather than employees?

Activities described by this code

Other activities to examine

Census classification reference

For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.

Compare another operation

Insurance operations research — draft

Appliance repair and maintenance businesses send technicians to customers' homes — or occasionally operate a shop where customers drop off units — to diagnose, repair, and service household appliances such as refrigerators, washing machines, dryers, stoves, dishwashers, and room air conditioners. Technicians typically carry parts and tools in a service vehicle and work inside occupied residences.

Questions to investigate

This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.

Classification workflow · Multiple-operation workflow