NAICS UNIVERSITY · Free research for insurance agents
Rooming and Boarding Houses, Dormitories, and Workers' Camps
NAICS 721310 · United States · 2022 edition
This industry comprises establishments primarily engaged in operating rooming and boarding houses and similar facilities, such as fraternity houses, sorority houses, off campus dormitories, residential clubs, and workers' camps. These establishments provide temporary or longer-term accommodations, which, for the period of occupancy, may serve as a principal residence. These establishments also may provide complementary services, such as housekeeping, meals, and laundry services.
Start the review with premises liability.
For Rooming and Boarding Houses, Dormitories, and Workers' Camps, the saved research highlights premises liability, tenant or resident injury, fire and life safety. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the primary resident population — students, seasonal workers, long-term boarders, or another group?
- Does the operation own the building, lease it, or manage it on behalf of a third-party owner?
- Are any ancillary services provided — meals, housekeeping, laundry, or transportation?
- What is the total resident capacity and typical occupancy level?
- What is the age and construction type of the building, and is there a sprinkler system?
- Are alcohol-related social events held on the premises, and is there any prior assault-and-battery history?
- Are there any employees on payroll, and if so, what are their roles?
- Has the operation had any prior habitability complaints, mold issues, or fire losses?
Activities described by this code
- Dormitories (off campus)
- Sorority houses
- Fraternity houses
- Workers' camps
- Rooming houses
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Rooming and boarding houses, dormitories, and workers' camps provide semi-permanent or longer-term residential accommodations, often serving college students, seasonal laborers, fraternity or sorority members, or workers on remote project sites. Day-to-day operations typically involve property maintenance, tenant management, and in some cases ancillary services such as communal meals, laundry facilities, or housekeeping. These establishments occupy a middle ground between apartment rentals and traditional hotels — residents may treat the premises as a primary residence for extended periods.
Questions to investigate
- What is the primary resident population — students, seasonal workers, long-term boarders, or another group?
- Does the operation own the building, lease it, or manage it on behalf of a third-party owner?
- Are any ancillary services provided — meals, housekeeping, laundry, or transportation?
- What is the total resident capacity and typical occupancy level?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.