NAICS UNIVERSITY · Free research for insurance agents
All Other Traveler Accommodation
NAICS 721199 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing short-term lodging (except hotels, motels, casino hotels, and bed-and-breakfast inns). ACCOMMODATION AND FOOD SERVICES 557
Start the review with premises liability.
For All Other Traveler Accommodation, the saved research highlights premises liability, habitability and property damage, liquor liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- How many separate structures or accommodation units are on the property, and what is the total guest capacity?
- Is any alcohol served, sold, or made available to guests — including BYOB arrangements or self-service setups?
- Are there waterfront features, pools, recreational equipment, or activity programming that guests can access?
- Is the property listed on any short-term rental marketplace platforms, and if so, how is that relationship structured?
- What is the seasonal occupancy pattern — year-round, summer-only, or another pattern — and how does that affect revenue concentration?
- Are there any non-standard accommodation structures such as treehouses, yurts, or floating cabins?
- Does the property host weddings, retreats, or other private events beyond standard overnight lodging?
- What is the prior loss history, particularly any guest injury, fire, or water damage claims?
Activities described by this code
- Guest houses
- Tourist homes
- Housekeeping cabins and cottages
- Hostels
Other activities to examine
- Providing short-term lodging in facilities known as hotels without a casino on the premises: 721110 — Hotels (except Casino Hotels) and Motels
- Providing short-term lodging in facilities known as hotels with a casino on the premises: 721120 — Casino Hotels
- Providing short-term lodging in establishments known as bed-and-breakfast inns: 721191 — Bed-and-Breakfast Inns
- Operating recreational vehicle parks and campgrounds and recreational and vacation camps that provide accommodation facilities, such as cabins: 72121 — RV (Recreational Vehicle) Parks and Recreational Camps;
- Acting as lessors of buildings used as residences or dwellings: 531110 — Lessors of Residential Buildings and Dwellings
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class provide short-term overnight lodging in formats other than conventional hotels, motels, casino hotels, or bed-and-breakfast inns — including guest houses, tourist homes, housekeeping cabins and cottages, and hostels. Guests typically access the property for stays ranging from one night to several weeks, often with limited or self-serve amenities. Some operations include communal kitchens, shared bathrooms, recreational facilities, or light food and beverage service.
Questions to investigate
- How many separate structures or accommodation units are on the property, and what is the total guest capacity?
- Is any alcohol served, sold, or made available to guests — including BYOB arrangements or self-service setups?
- Are there waterfront features, pools, recreational equipment, or activity programming that guests can access?
- Is the property listed on any short-term rental marketplace platforms, and if so, how is that relationship structured?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.