NAICS UNIVERSITY · Free research for insurance agents
General Medical and Surgical Hospitals
NAICS 622110 · United States · 2022 edition
This industry comprises establishments known and licensed as general medical and surgical hospitals primarily engaged in providing diagnostic and medical treatment (both surgical and nonsurgical) to inpatients with any of a wide variety of medical conditions. These establishments maintain inpatient beds and provide patients with food services that meet their nutritional requirements. These hospitals have an organized staff of physicians and other medical staff to provide patient care services. These establishments usually provide other services, such as outpatient services, anatomical pathology services, diagnostic X-ray services, clinical laboratory services, operating room services for a variety of procedures, and pharmacy services.
Start with the work promised to the client.
For General Medical and Surgical Hospitals, clarify the services, contracts and consequences of an error. Review medical malpractice, general and premises liability, workers' compensation. Confirm which professional activities and additional services the proposed coverage actually addresses.
Questions to ask
- How many licensed and staffed beds, and what is the hospital's primary service mix — general acute, surgical, trauma, or specialty?
- Are physicians employed by the hospital, or are they independently credentialed and carrying their own malpractice coverage?
- What is the prior five-year loss history for medical malpractice, including open reserves?
- Does the facility operate a captive or self-insured retention program, and if so, what are the retention levels?
- What is the current state of the hospital's cybersecurity posture — endpoint detection, network segmentation, EHR system vintage?
- For General Medical and Surgical Hospitals, what should the underwriter know about open or unresolved high-severity medical malpractice claims or significant aggregate loss history?
- For General Medical and Surgical Hospitals, what should the underwriter know about trauma center designation or high-acuity service lines such as transplant, neurosurgery, or neonatal intensive care?
- For General Medical and Surgical Hospitals, what should the underwriter know about history of regulatory sanctions, cms conditions of participation issues, or state licensing actions?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
General medical and surgical hospitals provide inpatient diagnostic, medical, and surgical care across a wide range of conditions, maintaining staffed beds, operating rooms, pharmacy, laboratory, imaging, and emergency services. Most facilities also operate outpatient clinics, ambulatory surgery, and ancillary services. Employed or credentialed physician staff, nursing teams, and allied health professionals interact with patients at every stage of care.
Questions to investigate
- How many licensed and staffed beds, and what is the hospital's primary service mix — general acute, surgical, trauma, or specialty?
- Are physicians employed by the hospital, or are they independently credentialed and carrying their own malpractice coverage?
- What is the prior five-year loss history for medical malpractice, including open reserves?
- Does the facility operate a captive or self-insured retention program, and if so, what are the retention levels?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.