NAICS UNIVERSITY · Free research for insurance agents
Locksmiths
NAICS 561622 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in (1) selling mechanical or electronic locking devices, safes, and security vaults, along with installation, repair, rebuilding, or adjusting services or (2) installing, repairing, rebuilding, and adjusting mechanical or electronic locking devices, safes, and security vaults. ADMINISTRATIVE AND SUPPORT SERVICES 499
Start the review with client-premises liability.
For Locksmiths, the saved research highlights client-premises liability, completed operations, tools and equipment in transit. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What percentage of work is residential versus commercial, and does any involve government or institutional clients?
- Does the operation include electronic access-control or smart-lock installation in addition to traditional mechanical lock work?
- How many service vehicles are in use, and are they owned or leased?
- What is the total value of tools and equipment carried in vehicles?
- Are employees subject to background checks, and is there any prior employee theft or fidelity loss history?
- For Locksmiths, what should the underwriter know about significant safe-cracking or vault work for financial institutions?
- For Locksmiths, what should the underwriter know about automotive lockout and ignition work that expands into vehicle electronics or anti-theft system reprogramming?
- For Locksmiths, what should the underwriter know about prior theft or burglary losses tied to employees who had access to client premises?
Activities described by this code
Other activities to examine
- Selling security systems, such as locking devices, safes, and vaults, without installation or maintenance services: 42 — Wholesale Trade, or Sector 44-45, Retail Trade;
- Providing key duplication services: 811490 — Other Personal and Household Goods Repair and Maintenance
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Locksmiths install, repair, rekey, and replace mechanical and electronic locking devices, safes, and security vaults for residential, commercial, and automotive customers. Most work is performed at the customer's location — home, business, or vehicle — with technicians dispatched from a vehicle or small shop. Some operations maintain a storefront for walk-in key duplication, safe sales, or hardware retail.
Questions to investigate
- What percentage of work is residential versus commercial, and does any involve government or institutional clients?
- Does the operation include electronic access-control or smart-lock installation in addition to traditional mechanical lock work?
- How many service vehicles are in use, and are they owned or leased?
- What is the total value of tools and equipment carried in vehicles?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.