NAICS UNIVERSITY · Free research for insurance agents
Title Abstract and Settlement Offices
NAICS 541191 · United States · 2022 edition
This U.S. industry comprises establishments (except offices of lawyers and attorneys) primarily engaged in one or more of the following activities: (1) researching public land records to gather information relating to real estate titles; (2) preparing documents necessary for the transfer of the title, financing, and settlement; (3) conducting final real estate settlements and closings; and (4) filing legal and other documents relating to the sale of real estate. Real estate settlement offices, title abstract companies, and title search companies are included in this industry.
Activities described by this code
Other activities to examine
Census classification reference
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Title abstract and settlement offices research public land records to identify liens, encumbrances, ownership chains, and other matters affecting real estate titles; prepare closing documents including deeds, mortgages, and settlement statements; conduct real estate closings and disbursements; and file recorded documents post-closing. Many also act as agents for title insurance underwriters, issuing title commitments and policies on behalf of those underwriters. Operations are primarily office-based, often with modest client walk-in traffic for closings.
Questions to investigate
- Is the firm an agent for a title insurance underwriter, and if so, does that relationship include access to an E&O program — or is coverage placed independently?
- What is the approximate annual transaction volume, and what is the mix between residential and commercial closings?
- Does the firm handle escrow and closing disbursements directly, including wire transfers?
- What internal controls are in place for wire authorization — dual approval, call-back verification, or other procedures?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.