NAICS UNIVERSITY · Free research for insurance agents
Reinsurance Carriers
NAICS 524130 · United States · 2022 edition
This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers.
Activities described by this code
Other activities to examine
- Initially underwriting annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies: 52411 — Direct Life, Health, and Medical Insurance Carriers;
- Initially underwriting various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies): 52412 — Direct Insurance (except Life, Health, and Medical) Carriers
Census classification reference
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Compare another operationInsurance operations research — draft
Reinsurance carriers assume all or a portion of the risk from primary insurance companies (cedents), effectively insuring the insurers. Operations are heavily analytical and financial — underwriting assumed risk, managing treaties and facultative agreements, reserving, and claims settlement with cedents rather than individual policyholders. Day-to-day work is office and data-intensive with limited physical premises exposure.
Questions to investigate
- What lines of reinsurance are assumed — property-cat, casualty, life, specialty?
- Is business written on a treaty basis, facultative basis, or both?
- What is the geographic scope of assumed risk — domestic only, or international?
- Are there any current or recent regulatory actions or financial strength rating changes?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.