NAICS UNIVERSITY · Free research for insurance agents
International, Secondary Market, and All Other Nondepository Credit Intermediation
NAICS 522299 · United States · 2022 edition
This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic buyers of imported goods; (2) establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market; and (3) establishments primarily providing other nondepository credit (except credit card issuing, sales financing, consumer lending, and real estate credit). Examples of types of lending in this industry are short- term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property.
Activities described by this code
- Commodity Credit Corporation
- Factoring accounts receivable
- Industrial banks (i.e., known as), nondepository
- International trade financing
- Morris Plans (i.e., known as), nondepository
- Pawnshops
- Secondary market financing
Other activities to examine
Census classification reference
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Compare another operationInsurance operations research — draft
Operations under this code vary widely and may include: pawnshops accepting personal property as collateral for short-term loans; factoring companies purchasing accounts receivable from businesses at a discount; international trade finance firms providing working capital to exporters or credit to foreign buyers of U.S. goods; and secondary market lenders that pool, repackage, and sell loans. The common thread is credit intermediation outside the traditional banking and real estate lending framework.
Questions to investigate
- What is the primary business activity — factoring, international trade finance, secondary market lending, pawnshop, or another form of credit intermediation?
- What is the approximate annual transaction or loan origination volume, and what is the size of the outstanding portfolio?
- Are there any current or prior regulatory actions, license issues, or examinations with adverse findings?
- What internal controls, auditing practices, or dual-authorization procedures are in place for wire transfers and loan disbursements?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.