NAICS UNIVERSITY · Free research for insurance agents
Commuter Rail Systems
NAICS 485112 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in operating local and suburban commuter rail systems over regular routes and on a regular schedule within a metropolitan area and its adjacent nonurban areas. Commuter rail is usually characterized by reduced fares, multiple ride and commutation tickets, and mostly used by passengers during the morning and evening peak periods.
Activities described by this code
Other activities to examine
- Operating local and suburban mass passenger transit systems using both commuter rail and another mode of transport: 485111 — Mixed Mode Transit Systems
- Operating stand-alone subway or light rail systems: 485119 — Other Urban Transit Systems;
- Providing scenic and sightseeing transportation on land: 487110 — Scenic and Sightseeing Transportation, Land
Census classification reference
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Compare another operationInsurance operations research — draft
Commuter rail systems operate passenger trains over fixed rail corridors connecting suburban communities to metropolitan centers, typically running scheduled service during morning and evening peak periods. Operations generally include station management, ticketing, track maintenance, rolling stock upkeep, and coordination with freight rail owners where track is shared.
Questions to investigate
- Is this authority publicly governed, a quasi-public entity, or privately operated?
- What is the approximate annual ridership and number of active route miles?
- Does the system operate on owned track, shared freight track, or a combination?
- What is the age and condition profile of the rolling stock fleet?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.