NAICS UNIVERSITY · Free research for insurance agents
Inland Water Freight Transportation
NAICS 483211 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing inland water transportation of cargo on lakes, rivers, or intracoastal waterways (except on the Great Lakes System).
Start the review with marine liability (p&i).
For Inland Water Freight Transportation, the saved research highlights marine liability (p&i), hull and machinery, cargo legal liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What types of cargo are transported — dry bulk, liquid, petroleum, chemicals, or general freight?
- What is the total fleet composition — number of vessels, barges, horsepower, and approximate values?
- What waterways and routes are operated — specific river systems, intracoastal routes, or lake operations?
- How many crew members are employed, and are they covered under Jones Act or USL&H?
- Are there any OPA 90 certificate of financial responsibility obligations currently in place?
- What is the prior loss history, particularly any pollution incidents, allisions, or cargo claims?
- For Inland Water Freight Transportation, what should the underwriter know about bulk liquid cargo, petroleum products, or hazardous chemicals significantly increase pollution and cargo liability exposure?
- For Inland Water Freight Transportation, what should the underwriter know about older vessels or barges without documented maintenance and inspection records?
Activities described by this code
Other activities to examine
- Providing deep sea transportation of cargo to and from foreign ports: 483111 — Deep Sea Freight Transportation
- Providing water transportation of cargo in coastal waters or on the Great Lakes System: 483113 — Coastal and Great Lakes Freight Transportation;
- Renting or leasing commercial boats (including vessel supply services), without crew: 532411 — Commercial Air, Rail, and Water Transportation Equipment Rental and Leasing
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Inland water freight carriers transport bulk commodities, dry cargo, liquid cargo, or containerized freight via barges, towboats, and pushboats on rivers, lakes, and intracoastal waterways. Operations typically involve moving large quantities of agricultural products, coal, petroleum, chemicals, or construction materials between inland ports and terminals.
Questions to investigate
- What types of cargo are transported — dry bulk, liquid, petroleum, chemicals, or general freight?
- What is the total fleet composition — number of vessels, barges, horsepower, and approximate values?
- What waterways and routes are operated — specific river systems, intracoastal routes, or lake operations?
- How many crew members are employed, and are they covered under Jones Act or USL&H?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.