NAICS UNIVERSITY · Free research for insurance agents
Scheduled Passenger Air Transportation
NAICS 481111 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in providing air transportation of passengers or passengers and freight over regular routes and on regular schedules. Establishments in this industry operate flights even if partially loaded. Scheduled air passenger carriers including commuter and helicopter carriers (except scenic and sightseeing) are included in this industry.
Start the review with passenger bodily injury and wrongful death.
For Scheduled Passenger Air Transportation, the saved research highlights passenger bodily injury and wrongful death, hull and aircraft physical damage, third-party ground liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the composition and age of the fleet, including owned versus leased aircraft?
- What routes and geographic regions are served, including any international or high-risk corridor exposure?
- What are the current FAA operating certificates and regulatory compliance status?
- What is the passenger liability limit structure currently in place, and are there regulatory minimums or contractual requirements driving those limits?
- What is the five-year hull and liability loss history?
- For Scheduled Passenger Air Transportation, what should the underwriter know about significant prior hull losses, passenger injury claims, or faa enforcement actions?
- For Scheduled Passenger Air Transportation, what should the underwriter know about fleet with aging aircraft types or deferred maintenance programs?
- For Scheduled Passenger Air Transportation, what should the underwriter know about operations in high-risk geographic corridors or conflict-adjacent airspace?
Activities described by this code
Other activities to examine
- Providing air transportation of passengers or passengers and cargo with no regular routes and regular schedules: 481211 — Nonscheduled Chartered Passenger Air Transportation
- Providing helicopter rides for scenic and sightseeing transportation: 487990 — Scenic and Sightseeing Transportation, Other;
- Providing air transportation of cargo (without transporting passengers) over regular routes and on regular schedules: 481112 — Scheduled Freight Air Transportation
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Establishments in this class operate fixed-wing or rotary-wing aircraft on published routes and regular schedules, transporting fare-paying passengers with or without accompanying freight. Operations range from major network carriers to regional commuter airlines and scheduled helicopter shuttle services operating between fixed terminals or heliports.
Questions to investigate
- What is the composition and age of the fleet, including owned versus leased aircraft?
- What routes and geographic regions are served, including any international or high-risk corridor exposure?
- What are the current FAA operating certificates and regulatory compliance status?
- What is the passenger liability limit structure currently in place, and are there regulatory minimums or contractual requirements driving those limits?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.