NAICS UNIVERSITY · Free research for insurance agents
Motor Vehicle Parts (Used) Merchant Wholesalers
NAICS 423140 · United States · 2022 edition
This industry comprises establishments primarily engaged in the merchant wholesale distribution of used motor vehicle parts (except used tires and tubes) and establishments primarily engaged in dismantling motor vehicles for the purpose of selling the parts.
Start the review with environmental liability.
For Motor Vehicle Parts (Used) Merchant Wholesalers, the saved research highlights environmental liability, product liability, premises liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- Does the operation actively dismantle vehicles on-site, or primarily resell already-extracted parts?
- What types of parts are sold — are safety-critical components like airbags, seatbelts, or brake systems included?
- What fluid management practices are in place, and has the site had any prior environmental assessments?
- How many vehicles are stored on the lot at any given time, and what is the total acreage?
- Are tow trucks or other vehicles operated off-premises to acquire salvage vehicles?
- For Motor Vehicle Parts (Used) Merchant Wholesalers, what should the underwriter know about known or suspected soil or groundwater contamination on the premises?
- For Motor Vehicle Parts (Used) Merchant Wholesalers, what should the underwriter know about resale of airbags, seatbelts, or other safety-critical restraint components?
- For Motor Vehicle Parts (Used) Merchant Wholesalers, what should the underwriter know about heavy-duty truck, bus, or fleet vehicle dismantling adding scale and fluid volume?
Activities described by this code
Other activities to examine
- Dismantling motor vehicles for the purpose of selling scrap: 423930 — Recyclable Material Merchant Wholesalers;
- Merchant wholesale distribution of new and/or used tires and tubes: 423130 — Tire and Tube Merchant Wholesalers
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
These businesses purchase used, wrecked, or end-of-life motor vehicles, dismantle them on-site, and wholesale the salvaged parts to auto repair shops, dealers, or retail buyers. Operations typically involve a yard with stored vehicles awaiting dismantling, fluid drainage and parts extraction, inventory storage, and often counter or online parts sales. Some operations also crush or bale hulks for scrap after parts removal.
Questions to investigate
- Does the operation actively dismantle vehicles on-site, or primarily resell already-extracted parts?
- What types of parts are sold — are safety-critical components like airbags, seatbelts, or brake systems included?
- What fluid management practices are in place, and has the site had any prior environmental assessments?
- How many vehicles are stored on the lot at any given time, and what is the total acreage?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.