NAICS UNIVERSITY · Free research for insurance agents
Solar Electric Power Generation
NAICS 221114 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in operating solar electric power generation facilities. These facilities use energy from the sun to produce electric energy. The electric energy produced in these establishments is provided to electric power transmission systems or to electric power distribution systems.
Start the review with equipment breakdown.
For Solar Electric Power Generation, the saved research highlights equipment breakdown, property, business interruption / loss of revenue. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- What is the total generating capacity and approximate total insured value of the facility's equipment?
- Is the facility operating under a power purchase agreement or selling power on a merchant basis?
- What does the facility's interconnection arrangement look like — transmission grid or distribution system?
- Are maintenance and repair operations handled by in-house employees, contracted crews, or a third-party O&M provider?
- What is the geographic and catastrophe exposure — particularly hail, wildfire, or hurricane zones?
- Does the facility use SCADA or remote monitoring systems, and how are those systems secured?
- For Solar Electric Power Generation, what should the underwriter know about utility-scale merchant power operations without long-term offtake agreements, creating revenue volatility that complicates business interruption underwriting?
- For Solar Electric Power Generation, what should the underwriter know about facilities in high-catastrophe-exposure zones?
Activities described by this code
Other activities to examine
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Solar electric power generation facilities convert sunlight into electricity using photovoltaic panels or concentrated solar technology, typically feeding output into transmission or distribution grid infrastructure under power purchase agreements or utility offtake contracts. Day-to-day operations often involve remote monitoring systems, inverter and equipment maintenance, and coordination with grid operators. Most facilities are largely automated with limited on-site staffing, though contractors are frequently engaged for maintenance and repairs.
Questions to investigate
- What is the total generating capacity and approximate total insured value of the facility's equipment?
- Is the facility operating under a power purchase agreement or selling power on a merchant basis?
- What does the facility's interconnection arrangement look like — transmission grid or distribution system?
- Are maintenance and repair operations handled by in-house employees, contracted crews, or a third-party O&M provider?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.