NAICS UNIVERSITY · Free research for insurance agents
Farm Labor Contractors and Crew Leaders
NAICS 115115 · United States · 2022 edition
This U.S. industry comprises establishments primarily engaged in supplying labor for agricultural production or harvesting.
Start the review with workers' compensation.
For Farm Labor Contractors and Crew Leaders, the saved research highlights workers' compensation, employment practices liability, general liability. Confirm how these arise in the actual operation, what controls are used and whether additional services change the proposed coverage.
Questions to ask
- In which states does the operation supply labor, and does it follow migratory crews across regions?
- Does the contractor hold all required federal and state farm labor contractor licenses?
- How are workers transported to job sites — contractor-owned vehicles, hired vehicles, or worker-arranged?
- What crop types and agricultural tasks are crews performing?
- How is payroll documented, and are all workers classified as employees versus independent contractors?
- For Farm Labor Contractors and Crew Leaders, what should the underwriter know about multi-state or migratory operations with crew transport across long distances?
- For Farm Labor Contractors and Crew Leaders, what should the underwriter know about prior workers' comp losses, wage-and-hour settlements, or dol investigations?
- For Farm Labor Contractors and Crew Leaders, what should the underwriter know about passenger van or bus fleets with large crew transport counts?
Activities described by this code
Other activities to examine
- Providing machine harvesting: 115113 — Crop Harvesting, Primarily by Machine;
- Providing farm management services (i.e., on a contract or fee basis) and arranging or contracting farm labor for the farm(s) they manage: 115116 — Farm Management Services
Census classification reference
For educational purposes only. AI-generated insurance research and automated logic can contain errors. Independently verify classification and coverage decisions.
Compare another operationInsurance operations research — draft
Farm labor contractors recruit, organize, and supply agricultural workers to farms and ranches for planting, cultivation, irrigation, and harvesting operations. Crew leaders may supervise workers in the field on behalf of the contracting entity. The contractor typically acts as the employer of record for the supplied labor, creating direct workers' comp and employment liability exposure.
Questions to investigate
- In which states does the operation supply labor, and does it follow migratory crews across regions?
- Does the contractor hold all required federal and state farm labor contractor licenses?
- How are workers transported to job sites — contractor-owned vehicles, hired vehicles, or worker-arranged?
- What crop types and agricultural tasks are crews performing?
This insurance research was generated in April 2026. It has not received a complete human review. The October 12, 2026 audit checked codes and titles only, not descriptions or coverage assertions.